2024 Roth Ira Contribution Limits Married Filing Separately. You can still contribute to your roth ira for 2024. If you are married, filing separately, and you lived with your spouse at any time during the year, your roth ira income limit for 2024 is $10,000.

2024 roth ira income limits. In 2024, married couples filing jointly can contribute to a roth ira if their magi is less than $230,000.